Questions? Let us answer all your life insurance questions!
Get everything you need to know about life insuranceHere are some pointers to help you decide which policy is right for youFind out the answers to common questions

A life insurance policy is essential to the financial security of your loved ones. Find out how to apply for free quotes on policies here.

Get the information that you need to help you recieve a life insurance policy that is right for you.

Frequently Asked Questions

We have compiled these answers to the most commonly asked questions about buying coverage.

How does your service work?

Life insurance quotes online are estimates of the premiums you will pay on policies from various insurers. Our quotes can be obtained entirely online from the comfort of your own home. If you find a policy that meets your needs, you can also apply for it online. See how life insurance can help on the next page.

How can I compare premiums and plan options?

You can get competitive price estimates by clicking "start now" wherever you see it on our site. You will then take a few minutes to fill out our short, free application. After you submit your application, we will instantly supply you with up to five estimates from various insurers. You will see figures side-by-side in terms that are easy to understand to help you compare apples-to-apples. Our estimates are free and come with no obligation.

Which company will issue my policy?

We have a number of insurers in our network. The companies that provide your individual estimates will depend on your unique needs and preferences. We partner with only the best providers, including MetLife, New York Life, and Prudential.

Can I still get a plan on a small budget?

If you need protection but are on a tight budget, you can find an affordable plan by applying for discounted policies. We force insurers to compete for your business, so our figures are considerably lower than those of most other sites. In addition, you might also consider applying for a term life option, as these policies can provide a large amount of protection for a small cost.

Do I need coverage?

You should apply online if you have anyone who depends on you, financially or otherwise. You can name anyone as a beneficiary to your policy, not just family members. Even for those who don't earn an income, you still probably provide valuable services to your family that would cost money to replace in the event of your death. These types of plans can help make sure such costs are provided for to avoid burdening your loved ones.

How much protection should I get?

When you apply, you want to apply for at least enough coverage to replace your income in the event of your death. In addition, you will also want to buy enough to pay for your family's long-term goals and obligations, such as retirement, debt, mortgages, college tuition, etc.

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